Colorado Review: Ideal Home Loans

FROM CBS4, THIS IS "COLORADO REVIEW" NOW HERE'S YOUR HOST

AND WELCOME TO "COLORADO REVIEW" I'M TRACY DIXON INTEREST RATES CONTINUE TO STAY AT NEAR HISTORIC LOWS HOW LONG IS THAT GONNA LAST THOUGH? TODAY, WE'RE TALKING WITH IDEAL HOME LOANS ABOUT THOSE INTEREST RATES, ALONG WITH REFINANCING AND HOME PURCHASES PLEASE WELCOME BRENT IVINSON, OWNER OF IDEAL HOME LOANS

IT'S ALWAYS GREAT TO SEE YOU YEAH, GOOD TO SEE YOU, TOO THANKS SO MUCH FOR BEING HERE SO, HOMEOWNERS LOOKING TO SAVE IN THE NEW YEAR, HOW CAN YOU HELP? YOU KNOW, RATES ARE STILL JUST ABOVE SOME OF THE LOWEST LEVELS THAT WE HAVE SEEN BUT THEY'RE NOT LIKELY TO STAY THERE FOR LONG, SO YOU WANT TO TAKE ADVANTAGE OF THEM

AND THIS HELPS YOU, WHETHER YOU'RE BUYING OR REFINANCING ON THE REFINANCING SIDE OF THINGS, YOU COULD BE SAVING $300 OR $400 A MONTH BY TAKING ADVANTAGE OF INTEREST RATES AND ON THE BUYING SIDE OF THE TRANSACTION, IF YOU'RE OUT LOOKING FOR A HOME, YOU CAN QUALIFY FOR MORE HOME, THANKS TO LOWER INTEREST RATES AND LOWER MONTHLY PAYMENTS BUT DON'T WAIT SO LET'S TALK ABOUT THE BORROWER

TELL ME HOW YOU PUT THE BORROWER AHEAD AND IN FRONT OF THE 30-YEAR MORTGAGE AND CONTROL WELL, WE WANT THEM TO CONTROL THE WHOLE PROCESS YOU KNOW, THINGS ARE BUSY YOU HAVE A FAMILY, IT'S REALLY DIFFICULT TO GET STUFF DONE SO, IF YOU WANT US TO COME TO YOU, WE CAN ABSOLUTELY COME TO YOU

IF YOU'D PREFER TO COME TO OUR OFFICE, WE CAN HANDLE IT THAT WAY, AS WELL OR IF YOU JUST WANT TO GET ON YOUR COMPUTER AT 8:00 OR 9:00, WHEN THINGS SETTLE DOWN AT NIGHT, YOU CAN HANDLE THE WHOLE PROCESS IN FRONT OF YOUR COMPUTER WE REALLY WANT YOU IN CONTROL OF THE PROCESS SO THAT IT WORKS BEST FOR YOU I KNOW THAT YOU'VE SHOWN ME, TOO, HOW TO SAVE IT WAS LIKE UPWARDS OF $60,000 WHEN WE WERE WORKING TOGETHER ON MY MORTGAGE TELL ME, WITH INTEREST RATES IN THE HIGH 3s, WHO SHOULD BE CALLING? WELL, YOU KNOW, HALF OF HOMEOWNERS — THINK OF ANYTHING THAT, YOU KNOW, THE LAST EVENT YOU WERE AT

HALF OF HOMEOWNERS THERE ARE MISSING ON $300 OR $400 EACH AND EVERY MONTH SO TAKE ADVANTAGE OF RATES WHILE THEY'RE LOW ALL RIGHT, THIS ALWAYS SOUNDS GREAT, IT'S MY FAVORITE PART NO PAYMENTS UNTIL SPRING YEAH, ABSOLUTELY

GET THE PROCESS STARTED NOW YOU KNOW, BILLS ARE ROLLING IN, PEOPLE ARE TRYING TO FIGURE OUT THEIR FINANCES WITH THE NEW YEAR KICKING OFF IT'S A GREAT TIME TO TAKE A LOOK AT GETTING THINGS DONE AND SAVING MONEY EACH AND EVERY MONTH SO WHY DO YOU RECOMMEND GRABBING YOUR CURRENT MORTGAGE STATEMENT TO GET MORE INFORMATION WHAT'S THAT GONNA SHOW ME? WELL, YOU KNOW, A THIRD OF HOMEOWNERS DON'T KNOW WHAT THEIR CURRENT INTEREST RATE IS IS ON THEIR HOME LOAN RIGHT NOW, AND HERE'S WHY

THINK ABOUT IT SO MANY OF US HAVE OUR PAYMENTS AUTO DEDUCTED OUT OF OUR BANK ACCOUNT WELL, GO GRAB THAT STATEMENT, YOU COULD BE PART OF THAT HALF OF HOMEOWNERS WHO IS NOT TAKING ADVANTAGE OF RATES AND MISSING OUT ON $300 OR $400 A MONTH OPEN THAT STATEMENT UP RATHER THAN PITCHING IT IN THE TRASH IT COULD PUT $400 BACK IN YOUR POCKET

I LIKE THE SOUND OF THAT, TOO CREDIT-CARD DEBT AMONG HOMEOWNERS, TOO, WE'RE AT AN ALL-TIME HIGH I KNOW YOU CAN HELP WITH SAVING A LOT OF THAT MONEY FOR SURE YOU KNOW, THE AVERAGE HOMEOWNER IS CARRYING $17,000, AND IT'S REALLY TOUGH

IT'S GOT PEOPLE UP AT NIGHT, BECAUSE AS THEY MAKE PAYMENTS, THEY'RE GOING NOWHERE NOT ONLY CAN WE SHOW YOU HOW TO PAY YOUR HOUSE OFF MORE QUICKLY, PUT MONEY INTO YOUR SAVINGS ACCOUNT SO YOU DON'T HAVE TO TURN TO CREDIT CARDS, BUT WE CAN PAY OFF YOUR DEBT, AS WELL, SO IDEAL HOME LOANS, THEY CAN HELP YOU GET A HOME LOAN

CALL THEM AT 303-867-7000 VISIT THEIR WEBSITE AT IDEALHOMELOANSCOM REMEMBER, THEY'RE LOCAL RIGHT HERE IN COLORADO FOR MORE INFORMATION ON THIS AND OTHER COMPANIES, VISIT CBSDENVER

COM/ COLORADOREVIEW THIS SEGMENT SPONSORED BY IDEAL HOME LOANS