First Time Home Buyer – What’s Needed With a Mortgage Loan

All that we have to have initially is, we need to know how much money you make annually We need to know how long you've been at your job

And what price home you'd like to look for That's just the basics We're going to ask for your Social Security number, all of that information But in order to be pre-approved, where we actually say "yes, we're sure you can buy this house", we're going to need two month's bank statements All the pages, even the blank ones

We're going to need your last two year's tax returns and W2's We'll need your last two month's pay stubs If you receive pension or Social Security, we'll need those annual statements for that We ask for as much as we can up front As the process goes along, we often need a bit more information, but that's enough to get you started